BDO Basic makes it easier to kickstart your digital banking journey
If there’s one thing we wish we had figured out sooner in this whole adulting thing, it’s definitely how to responsibly manage our money. Growing up sounded fun and all, until we got smacked by the challenging reality of keeping up with bills, savings, and dealing with money all on our own—and one of the things they don’t warn you much about? Your choice of bank could either make or break your adulting journey.
With convenience and easy access as its top priority, a BDO Basic account makes the best sidekick for your digital banking journey even if you’re just starting out. Having a BDO Basic account helps you get started and enjoy the privileges of BDO’s convenient payment app, BDO Pay, which introduces seamless and no-fuss transactions for your daily needs.
With convenience and easy access as its top priority, a BDO Basic account makes the best sidekick for your digital banking journey even if you’re just starting out
Here are 5 reasons why signing up for a BDO Basic account online is the best way to score the perks of BDO Pay and kick off your financially responsible era—sans any hassle!
Opening an online account made easy peasy
There’s no need to send an SOS to your parents to help you out with the bank stuff—opening a BDO Basic account is quick, hassle-free, and best of all, can be completed online. Simply download the BDO Pay app and tap the Open a Basic Account option, fill out the required forms, upload your valid ID(s) and signature, and wait for a confirmation that your account is good to go. It takes around 10 to 20 minutes to finish all these steps, while account activation is done within three banking days once all requirements have been submitted. For extra convenience, you’ll also receive updates on your account application’s status via email and text message.
Opening an online bank account is now easy and hassle-free with BDO Pay
Once your Basic Account is approved, you can set up your BDO Pay account and sign up using the username and password you nominated during the application process. Choose your Basic account as your default payment and receiving account then voila, you can enjoy using BDO Pay’s numerous services.
To apply for a BDO Basic account, you must be at least 18 years old, a Philippine resident, and have valid identification
Quick note: To apply for a BDO Basic account, you must be at least 18 years old, a Philippine resident, and have valid identification.
Zero initial deposit or maintenance balance
Adulting just got a little easier, thanks to BDO Pay
Yep, You read that right: No initial deposit or maintaining balance needed for this type of BDO account. That’s very helpful when you need to dip into your savings ASAP, especially during emergencies or petsa de peligro. Just keep in mind that if your account has no activity for 2 years, it will become dormant.
No maximum limit is set for reloads, cash-in, and account balance for your BDO Basic account either, and as of writing, you can even enjoy zero cash-in fee when you use a BDO Cash Deposit Machine to load up your account
No maximum limit is set for reloads, cash-in, and account balance for your BDO Basic account either, and as of writing, you can even enjoy zero cash-in fee when you use a BDO Cash Deposit Machine to load up your account.
Send and receive money, stat
From opening an account to scoring great perks, BDO Pay and BDO Basic take all the worries away with a smooth and hassle-free digital banking experience
Enjoying quick and easy transactions is a big perk of the BDO Pay app, and this includes instant money transfers with the Send and Receive Money features. No more hunting for ATMs or bank branches for over-the-counter transactions, as these features let you send and receive online in real-time. Quick, easy, and no hassle, what’s not to love?
If you’re in a bind and need cash fast, you can easily deposit or withdraw from your BDO Basic account through QR-enabled ATMs
If you’re in a bind and need cash fast, you can easily deposit or withdraw from your BDO Basic account through QR-enabled ATMs. Just pop open the BDO Pay app, generate a QR code, and use it to complete your transaction, bringing you convenience at its finest.
Paying bills is just a tap away
No lines, no waiting time, no hassle—that’s what you can enjoy with BDO Pay’s Pay Bills feature, which supports over 1,800 partner billers for various daily needs like utilities, internet, cable, phone, credit cards, insurance, investments, loans, and even tuition. Plus, you can save your regular billers to make future payments a breeze by tapping ‘Favorite’ on your transaction success screen. Next time you open the Pay Bills feature, you’ll skip the scroll with your Saved Billers right at the top of the list.
Aside from one BDO Basic account, the BDO Pay app also lets you link your BDO credit cards and savings or checking accounts for all-in-one management
For all the overthinkers out there, BDO Pay gives you all the assurance that you need. It confirms successful payments through an in-app transaction receipt and email. You can also always check your ‘Transaction History’ for a record of your payment, which will be reflected in the biller’s account within three banking days. With this convenient ‘bills payment’ option, you’ll never miss your due date anymore.
Overall better digital convenience
Aside from one BDO Basic account, the BDO Pay app also lets you link your BDO credit cards and savings or checking accounts for all-in-one management. This way, you can easily keep track of all your accounts and take advantage of rewards, rebates, and exclusive promos by using the best account for every transaction.
Pro tip: You can set nicknames for the accounts linked to your BDO Pay app to keep your account management hassle-free and less confusing.
On your next barkada brunch or work dinner, you can skip the awkward ‘ambagan’ moment with BDO Pay’s Request Money and Split Bill features
On your next barkada brunch or work dinner, you can skip the awkward ‘ambagan’ moment with BDO Pay’s Request Money and Split Bill features. As its name implies, the Request Money feature lets you request money from other BDO Pay users with a limit of only one person per transaction. On the other hand, the Split Bill feature lets you share expenses with a minimum of one and a maximum of 10 other people using the BDO Pay app.
Adulting just got a little easier, all thanks to BDO Pay. From opening an account to scoring great perks, BDO Pay and BDO Basic take all the worries away with a smooth and hassle-free digital banking experience.
So what are you waiting for? Don’t sleep on this! Kick off your financially responsible era now by applying for a BDO Basic account at BDO’s official website. You can also download the BDO Pay app for free on the Apple App Store, Google Play Store, or Huawei App Gallery.
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